Those companies licensed to do business as insurers have certain legal responsibilities to its insureds and regulatory authorities.
Representations of the agent or broker
Those acting as Insurance Agents and Brakes have certain legal responsibilities to insureds, insurers and regulatory authorities. Insurance is subject to state regulations, so the definition and standard of care for agents and brokers can change by jurisdiction. The actual and apparent authority of those acting as agents and brokers can vary by jurisdiction as well as by the actions that agents and brokers take in rendering services it its clients.
Specific areas agents and brokers can find themselves needing an expert witness:
Areas of Expertise