Medical Billing Errors & Omissions and Cyber Liability

A combined program written out of Lloyds that provides coverage for both medical billings errors and the cyber risks that health care providers face. The top two cyber exposures faced by health care providers are: Theft/loss of data Insider misuse of data   When evaluating medical billing errors insurance, here are a few items you…

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Executive Liability Insurance

Also called management liability insurance, this covers exposures faced by directors, officers, managers, and business entities. You’ll be insured against risk that arises from governance, finance, benefits, and management activities.   Types of Management Liability (Executive Liability, Directors & Officers Liability): Public Entity Private Entity Not-for-profit entity Public Officials   We have assisted hundreds of clients…

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Surplus Lines Insurance

What is surplus Lines ? For risks that may be too big, too unusual or substandard, a specially licensed producer called a surplus line producer gets involved. Their special surplus line license allows them to procure a policy for you from an insurer that is not licensed in your state. Since this insurer is not…

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Miscellaneous E&O

Miscellaneous Professional Liability Insurance Miscellaneous professional liability insurance (MPL) provides coverage for errors and omissions for a variety of service providers. It protects you from professional liability claims. MPL policies can either be written “all risk” or “specified perils” coverage.  Each policy needs to be evaluated for coverages as well as coverage gaps. We can…

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Insurance Agents & Brokers E&O

Insurance agents and brokers professional liability insurance is a type of errors and omissions insurance to protect those in the insurance industry from professional liability claims. Each policy needs to be evaluated for coverage’s as well as coverage gaps. We have worked with over a thousand agents and brokers across North America to identify and…

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Bankers E&O

Insurance for Banker’s Errors & Omissions.  Also known as Banker’s Professional Liability (BPL) Banker’s professional liability insurance is a type of errors and omissions insurance to protect those in the banking industry from professional liability claims. It can be stand-alone or it can share limits with another coverage, such as Directors and Officers. Lender’s liability…

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Cyber Liability & Security

Cyber risks and the resulting liability are the fastest-growing area of risk. As computers hold more of your information, cyber security becomes more important and the insurance to cover it evolves. What could you lose? Money, time and your reputation. Inside threats to an organization: Employee negligence Security failures due to ignorance Lost devices Improper…

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Fiduciary Liability

Fiduciary liability insurance covers claims filed against fiduciaries by employees and beneficiaries of retirement plans. The claims would be for errors in the handling of employee benefits and retirement plan investments protected under ERISA.   Why Does this Matter? Because protecting the fiduciaries of employment benefit plans can be complicated. ERISA claims typically aren’t covered…

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Employment Practices Liability

Employment Practices Liability (EPL) protects businesses from employment-related lawsuits, such as: Multiple Classes of Discrimination and Harassment, like Racial, Sexual, Age, Disability Wrongful Termination Third-Party/Employment-Related Sexual Harassment Claims Third-Party/Non-Employment-Related discrimination and Harassment Claims Workplace Torts Wage & Hour Claims   Good to Know: Employment Law is rapidly evolving, so it’s best to get help with quantifying the risk-management value…

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Directors & Officers (D&O)

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